Director William Pulte described as "Huge!," a major obstacle that stalled efforts to introduce more inclusive credit scoring ...

Fair Isaac is best known as the creator of the FICO credit score, the lending industry’s standard for assessing consumer ...

In a bid to lower closing costs on home purchases, Federal Housing Finance Agency Director Bill Pulte sought to reduce the mortgage credit score fee by opening up competition in the sector. But ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

Starting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is following Freddie Mac’s lead from several ...

watchOS 26.2 and iOS 26.2 tweak the Sleep Score feature that's available for the Apple Watch, changing the labeling for point ranges to better match how people might be feeling after a restless night ...

Gen Z has experienced the largest credit score decline of any age group, according to a FICO report. The resumption of student loan payments, high inflation and a tough job market are key factors ...

States with lower average credit scores have experienced greater declines in the past couple of years than those with higher ones, according to a recent study by Montana-based analytics company Fair ...

So you're chasing that perfect 850 credit score? Respect. That's like getting a straight-A report card in adulting. But let's clear something up: once you're in the "excellent" credit range (which ...

To continue reading this content, please enable JavaScript in your browser settings and refresh this page. Preview this article 1 min A plan by the creator of the ...

Fair Isaac Corp. will now sell credit scores directly to mortgage resellers, a move that sent shares of third-party credit bureaus plunging. Through a new program, mortgage resellers will be able to ...