High-end rewards credit cards can be appealing, but your everyday card may be a better option for your budget.

U.S. credit card delinquencies, or accounts where borrowers have missed payments, barely budged in August, while net charge-offs, the loans banks have to write off as uncollectible, drifted higher. Both metrics held above their pre-pandemic levels.

Credit card debt reached an all-time high of $1.2 trillion by the end of 2024, according to data from the Federal Reserve Bank of New York. On Wednesday, the Federal Reserve announced it was lowering its benchmark interest by a quarter percentage point,

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating accounts with a personal loan can help you get out of debt faster, as long as you have a solid plan for paying it off.

How much work is it worth putting into earning credit card rewards? A Reddit poster asked this question recently. The Redditor was doing something called “SUB-churning” or opening up new credit cards to try to earn the signup bonus available to new cardmembers for spending a certain amount within a set period of time.

Learn how the Amex Platinum refresh added almost $1,500 in annual value, from expanded hotel credits to $400 a year at restaurants and more.

Gift cards are tricky financial instruments that can come with unwelcome surprises, such as the business in question going bust or the card expiring before you can use it. They're purchased with cash but generally can't be exchanged for cash. It's funny money with little of the flexibility of actual money.

Credit cards have a long history, evolving from ancient IOUs to modern digital payments. The first charge cards emerged in the 1930s and 1940s, paving the way for wider adoption. Key innovations in the 1950s like the Diners Club card,

Learn why this all-in-one travel rewards card makes trips easier, covers its fee, and helps you earn more from every purchase.