Explore the CFPB’s regulatory agenda, rules currently in development, and final rules. You can also learn about how the CFPB works with the Small Business Review Panel on rules that could have significant economic impacts on small entities.

The Code of Federal Regulations (CFR) contains the official text of agency regulations and is updated once a year. The CFR is updated by amendments published in the Federal Register . Used together, these two publications establish the latest versions of published regulations.

Compliance resources and guidance and supervisory and examination information to help financial institutions, service providers, and other entities understand and implement the Bureau's rules and regulations.

Jun 12, 2023 · The CFPB implements and enforces federal consumer financial laws to ensure that all consumers have access to markets for consumer financial products and services that are fair, transparent, and competitive.

Jan 7, 2025 · The Consumer Financial Protection Bureau (CFPB) is finalizing in part its proposed rule on consumer data rights under section 1033 of the Consumer Financial Protection Act. • Banking • Checking account

The regulations implemented by the Bureau are housed in Chapter X of Title XII of the CFR. Read an introduction to regulations for more background on what regulations are and how they fit into the legal landscape of the United States.

A lender who makes a mortgage loan or a servicer shall be considered to have complied with the provisions of any State law or regulation requiring notice to a borrower at the time of application for a loan or transfer of servicing of a loan if the lender or …

Oct 26, 2022 · The Consumer Financial Protection Bureau has issued a statement on supervisory and enforcement practices regarding certain large loans under the regulations for Payday, Vehicle Title, and Certain High-Cost Installment Loans.

On November 15 , 2019, the Bureau updated the small entity compliance guide to reference the guidance in the interpretive rule on Regulation Z Screening and Training Requirements for Mortgage Loan Originators with Temporary Authority.

CFPB Consumer Laws and Regulations RESPA CFPB April 2015 RESPA 5 Partial Exemptions for Certain Mortgage Loans – 12 CFR 1024.5(d) Most closed-end mortgage loans are exempt from the requirement to provide the Good Faith Estimate, HUD-1 settlement statement, and application servicing disclosure requirements of 12