You might wonder why your mortgage payment goes up even if you have a fixed rate. It's because of something called an escrow account. This is like a special savings account that holds money for things like taxes and insurance. Sometimes, these bills go up, and that means your payment has to go up too. But don't worry, you can pay the extra money all at once or add it to your payment slowly. To avoid any surprises, you can ask the assessor's office or check online for your tax bill. And if you're
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✂️ Cut your mortgage in half with this rule! The 10/15 rule is when you apply 1/10th of your monthly mortgage as an additional weekly principal payment. 💰 As an example, this scenario was calculated with a $300,000 mortgage at a 6% interest rate, which will leads to a $3,000 a month mortgage payment and $300/week extra principal payments to hit the 10/15 rule. 📈 By making these extra payments, you'll pay off your mortgage 15 years earlier and will save $317,000 over the lifetime of the loan! I
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