Traditional mortgages trap families for 30 years, but Replace Your Mortgage clients are proving there’s a better way. The average payoff is 5–7 years. The fastest we’ve seen is ten months. And it has nothing to do with income. It’s about stewardship and cash-flow efficiency. High income doesn’t matter if your spending matches it. The HELOC strategy rewards discipline, not tax brackets. #credit #mortgage #wealth #entrepreneur #mindset #financialfreedom #personalfinance #moneytips
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