✨ Big update for homebuyers, Fannie Mae removed the strict 620 credit score minimum for loans submitted through its automated underwriting system, and this opens the door for more buyers to qualify. . 🏡 This is huge for first time homebuyers. If your score is below 620, or if you have limited credit history, you may now qualify for a conventional loan backed by Fannie Mae as long as the rest of your financial profile is strong. Income, savings, debt ratios, and overall payment history now carry
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🧠 Fannie Mae Just Dropped the 620 Minimum Credit Score — Here’s What That Really Means (effective November 16, 2025) You might’ve seen the headlines saying “Fannie Mae removes the 620 minimum credit score.” Sounds like anyone can buy a home now, right? Not exactly. Let’s break it down 👇 💡 What Changed: Fannie Mae recently updated its rules — removing the blanket 620 minimum credit score requirement for some of its loan programs. 💡 What It Doesn’t Mean: This doesn’t mean credit scores no long
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Fannie Mae removed the requirement of a minimum 620 credit score for a conventional loan! This means more opportunities for you! If you are looking to become a homeowner, let me help you, give me a call 813 446 2003 Clarisa Moody - Realtor Marzucco Real Estate Central Florida #ClarisaMoodyRealtor #MarzuccoRealEstate #YourTrustedRealtor #FannieMae #conventionalloans #minimumcreditscore | Clarisa Moody - Realtor
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