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This is our “second” house because we fail on the first one. Kung alam lang sana namin ang “LD” noon, hindi sana nasayang ang 250,000 pesos namin. Have you heard about “LOAN DIFFERENCE”? LD, they call it. Ito yung biglaan stress nyo kapag nag-iinvest na kayo sa real estate. Ito yung amount na hindi kayang bayaran ng bank o ng Pag-ibig sa kanilang pa-loan because of assessment nila ng value ng property. Example ang need mo iloan ay 3.5M Pero ang kaya lang ipahiram sayo ng bank o Pag-ibig ay 3M da
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