FHA Loan Limits, Down Payment & Closing Costs: How Much You Can Borrow and How to Bring Less Money&#x
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Did you believe the myth that you need a 20% down-payment to purchase a home? An FHA loan allows you to put as low as 3.5% down, yup - it's true. The numbers in the post are based off the FHA product, please consult with your lender. If your lease is about to expire and you're looking to buy your first home let's talk! Franklin Reyes 917-981-4095 Real Estate Professional Coldwell Banker Realty www.franklinreyes.com #newjersey #njhomes #firsttimehomebuyer #realestate #realtor
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📢 FHA loan limits just increased for 2026, and the new rules started January 1st. Here’s the simple breakdown ⬇️ ➡️ 2025 FHA limit in LA County: $1,209,750 ➡️ 2026 FHA limit in LA County: $1,249,125 That’s about $40,000 more buying power 💰 Why does this matter? ✨ FHA loans allow low down payments (as little as 3.5%) ✨ More flexible credit requirements ✨ Higher limits = more options without jumping into jumbo loans For buyers here in Santa Clarita, this could mean: ✔️ Affording a little more ho
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