Most people save money the wrong way. They pay their bills, spend through the month, and then hope something is left over for savings. The problem? By the end of the month, there’s usually nothing left. That’s why the principle of “pay yourself first” is so powerful. It means treating saving and investing like a fixed expense, the same way you treat rent or utilities. After covering essential bills, you immediately transfer money into savings or investments — before you spend on anything else. F
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