The problem isn’t that hosts don’t have insurance. It’s that they’re insured for the wrong use. Homeowners policies cover personal living. Landlord policies assume long-term tenants. Platform coverage only exists during active bookings. Proper replaces standard policies (and bridges the gaps between them), so coverage doesn’t disappear when guests check out or before they arrive. One policy. Built for how short-term rentals actually operate. #airbnbhostproblems #airbnbhosting #shorttermrentaltip
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A neighbor’s dog bit the guest. The Airbnb host got sued. Off-premise incidents are more common than you think. Insurance provides a unique Commercial Homeowners policy that extends liability coverage off-premises—so your protection doesn’t stop at your property line. | Proper Insurance
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The CDC just issued a major warning for short-term rental hosts: hot tubs are a serious risk. One in ten people who contract Legionnaires die from it, and nearly half of reported cases involve a vacation rental hot tub. Most policies exclude liability coverage for this. Proper uniquely protects you from short-term rental liability risks like this—and more. | Proper Insurance
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Does your short-term rental insurance policy have these three key coverages? You may be surprised by the answer. Don’t wait until a claim to find out. Get in touch with a short-term rental insurance expert today. | Proper Insurance
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